Credit Card Debt Solutions

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Using Your Home Equity to Consolidate Your Debt

If you are considering our debt settlement program and have home equity you may be eligible for incredible savings through equity financing. It is not always recommended to pay-off credit card debt with home equity; however, to do so in conjunction with our debt settlement program presents significant advantages.

Credit card interest, fees and penalties are all on the rise: mortgage rates are at a 40 year low and the housing market has brought unprecedented gains in equity throughout the United States. Many people are shocked to find that their house is worth 15-25% more than when they had it appraised just 1-2 years ago.

With equity financing you get debt free in months without the difficulty of raising the cash needed to settle your accounts in that short time frame. Instead you get an easily manageable tax deductible* monthly payment incorporated into your mortgage.

For instance, if you owe 25,000 in credit card debt, your minimum monthly payment is approximately $500.00. Depending on the interest rate, it could require 25-30 years to be debt free making the minimum payment – and none of those payments are tax deductible*. Using your equity and our debt settlement program you could pay between $6,250 and $12,500** to settle the 25,000 in credit card debt – that represents a monthly payment*** of 40.00 to 80.00 if incorporated into a mortgage.

The evaluation is free and you have nothing to lose but that stack of credit card bills.

* See your tax professional for specific details.
** Individual results will vary.
** Monthly Payment estimate based on 30 year fixed rate mortgage at 7% interest.